🧮 Smart Financial Calculators

Free, fully inbuilt calculators — EMI, GST, Income Tax, SIP, Trademark fees, TDS, and more. No external links, no redirects. Everything calculated right here.

Loan Tools

EMI & Loan Calculators

Calculate EMIs for business loans, home loans, vehicle loans and more with live sliders.

Calculate your monthly EMI, total interest and total amount payable. Updates live as you move the sliders.

Loan Amount₹5,00,000
Interest Rate (% p.a.)12%
Tenure36 Months
Monthly EMI
₹16,607
Total Interest
₹97,852
Total Payable
₹5,97,852
Principal: 84%
Interest: 16%

Estimate your home loan EMI based on property value, down payment, interest rate, and tenure. Includes affordability check.

Loan Amount
₹40,00,000
Monthly EMI
₹34,710
Total Interest
₹43,30,400
Total Payable
₹83,30,400

Get a rough estimate of how much business loan you may be eligible for based on your turnover and existing obligations.

Estimated Eligible Amount
Suggested Tenure
Indicative EMI (@ 14% p.a.)
Recommended Action

Calculate simple interest or compound interest on any principal for deposits, FDs, or lending agreements.

Principal
Interest Earned
Total Maturity Amount

GST Tools

GST Calculators

Calculate GST amounts for any transaction — exclusive (add GST) or inclusive (remove GST). Also includes reverse charge calculator.

Instantly calculate CGST, SGST, IGST for any transaction amount. Toggle between exclusive and inclusive modes.

Amount (₹)₹10,000
Base / Taxable Amount₹10,000
CGST (9%)₹900
SGST (9%)₹900
Total GST₹1,800
Final Invoice Amount₹11,800

Compare your annual tax outflow under the Composition Scheme vs Regular GST to decide which is better for your business.

Tax Under Composition Scheme
Tax Under Regular GST (Net)
Better Option
Annual Saving

Income Tax

Income Tax & ITR Calculators

Estimate your income tax under New or Old Tax Regime for FY 2024–25 (AY 2025–26).

Calculate your income tax liability under New or Old Tax Regime. Covers all income heads — salaried, business, capital gains.

Gross Income
Standard Deduction
Taxable Income
Income Tax
Surcharge (if any)
Health & Education Cess (4%)
Total Tax Payable

Calculate your HRA exemption under the Old Tax Regime. HRA exemption is the minimum of three conditions per Income Tax rules.

HRA Actually Received (Annual)
50%/40% of Basic (Annual)
Rent - 10% of Basic (Annual)
HRA Exemption (Minimum)
Taxable HRA

Investment Planning

SIP & Investment Calculators

Plan your wealth creation with SIP, lumpsum, PPF and FD calculators — all inbuilt.

Calculate the wealth you can build through a Systematic Investment Plan.

Monthly SIP Amount (₹)₹5,000
Expected Return (% p.a.)12%
Investment Period (Years)10 Yrs
Invested Amount
₹6,00,000
Est. Returns
₹5,16,247
Total Corpus
₹11,16,247
Wealth Ratio
1.86x

Calculate future value of a one-time lump sum investment over time.

Investment Amount (₹)₹1,00,000
Expected Return (% p.a.)12%
Investment Period (Years)5 Yrs
Invested
₹1,00,000
Returns
₹76,234
Future Value
₹1,76,234
CAGR Growth
12%

Public Provident Fund calculator — calculate your 15-year PPF maturity with current interest rate (7.1% p.a.).

Annual PPF Contribution (₹)₹1,00,000
PPF Interest Rate (% p.a.)7.1%
Years (min 15)15 Yrs
Total Invested
₹15,00,000
Interest Earned
₹12,12,139
Maturity Value
₹27,12,139
Effective Yield
10.6%

Calculate maturity value of Fixed Deposits and Recurring Deposits with quarterly compounding (standard for Indian FDs).

Principal Amount
Interest Earned
TDS Deducted (@10%)
Maturity Amount (Net)

Know how much you need to invest monthly to reach your financial goal — house, retirement, child's education, etc.

Target Amount
Future Value of Existing Savings
Remaining Gap
Required Monthly SIP

IP Services

Trademark & IP Fee Estimator

Estimate government fees + UrbanFiling professional fees for trademark, patent, and copyright registration.

Calculate total trademark registration cost including government fees and our professional charges.

Govt. Filing Fee (per class)₹4,500
Total Govt. Fees (all classes)₹4,500
UrbanFiling Professional Fee₹1,750
Add-on Service Fee₹0
GST on Prof. Fee (18%)₹315
Total Estimated Cost₹6,565

Quick reference for government and professional fees across all IP services offered by UrbanFiling.

Service Govt. Fee Total
TM – Individual₹4,500/class₹6,250+
TM – Company₹9,500/class₹9,999+
TM Objection ReplyNil₹4,999+
TM Renewal₹9,000₹9,999+
Copyright Reg.₹500₹3,999+
Patent Provisional₹1,750₹9,999+
Patent Complete₹4,000₹24,999+
Design Reg.₹1,000₹7,999+

TDS Tools

TDS Calculator

Calculate TDS (Tax Deducted at Source) on payments to contractors, professionals, rent, interest, and more.

Calculate TDS to be deducted before making payments. Covers key sections: 194C, 194J, 194A, 194I, 194H.

Gross Payment
Applicable TDS Rate
TDS Amount to Deduct
Net Amount to Pay
TDS Due Date

Quick reference for commonly applicable TDS sections and rates for FY 2024–25.

Section Payment Type Rate Threshold
192SalarySlab Rate₹2.5L
194AInterest (FD/Bank)10%₹40,000
194CContractor1%/2%₹30,000
194HCommission5%₹15,000
194IRent2%/10%₹2.4L/yr
194JProfessional2%/10%₹30,000
194QPurchase of Goods0.1%₹50L
206AANo PAN provided20% min

Business Tools

Business & Startup Calculators

Practical tools for startup costs, ROI, breakeven, and company registration fee estimates.

Get an accurate estimate of the total cost to register your company including government fees.

Government / MCA Fees₹2,000
DSC Cost₹2,000
UrbanFiling Professional Fee₹2,899
GST on Professional Fee₹522
Total Estimated Cost₹7,421

Calculate Return on Investment and breakeven point for your business venture or project.

Monthly Profit
Breakeven Month
Total Profit over Period
ROI
Annualised Return

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